Read Luke 7:36-50
"Your faith has saved you; go in peace.”
The difference between Simon the Pharisee and the woman is the difference between someone who wants to judge Jesus and someone who allows herself to be judged by the words of Jesus to whom she turns for mercy. The woman gate-crashed the party and from an initial great distance finds herself at the feet of Jesus who welcomes her and shows her that she has been forgiven. Simon on the other hand who invites Jesus into his very home, remains distant because he doesn’t really encounter the Lord. He hides behind a respectable self-righteous facade and doesn't acknowledge that he too is greatly in need of forgiveness.
The woman is saved because she shows that she has faith and confidence in the mercy of God who is ready to forgive the ‘debts’, both great and small to all those who humbly confess their sinfulness and their sins to Him.
"Lord help me always be confident in your mercy and forgiveness and to never give in to despair and discouragement."